Most people make reasonable attempts to fulfill their financial obligations. For people with overwhelming credit card debt or unexpected medical bills, staying up-to-date on financial obligations can be very challenging. They may have to choose which bills to pay or...
A Personalized, Sensitive
Approach To Bankruptcy
Bankruptcy
Debunking the stigma: Bankruptcy as a financial tool for recovery
The word "bankruptcy" often carries a negative connotation, evoking feelings of shame. However, this perception is far from accurate as bankruptcy is a financial tool designed to help individuals and businesses recover from debt. Are you considering bankruptcy but...
Differences between Chapter 7 and Chapter 13 bankruptcy
If you're considering filing for bankruptcy, understanding the key differences between Chapter 7 and Chapter 13 bankruptcy is essential. Each type of bankruptcy offers unique options depending on your financial situation, so knowing which one fits best is crucial....
Can you use a trust to protect family money during bankruptcy?
Many parents want to pass money down to their children, even during financial hardship. Fortunately, filing for bankruptcy does not mean you have to give up the hope of leaving something for your children. A trust may offer a way to protect family assets, but the...
The shocking connection between beating cancer and bankruptcy
After a cancer diagnosis, people's expectations for life tend to shift dramatically. Their top priority becomes achieving remission. They talk with their doctors to develop a treatment plan. They undergo surgery and a variety of other types of invasive, debilitating...
What are the types of personal bankruptcy?
When you're considering bankruptcy, it's essential to know which type suits your financial situation. Personal bankruptcy is typically divided into two main types. Each offers a different approach to managing your debt, and understanding the differences can help you...
5 bankruptcy myths debunked: Separating fact from fiction
Bankruptcy allows those with unsustainable financial circumstances to address outstanding debts and limit aggressive collection activity. Despite the prevalence of bankruptcy on a social level, misinformation about bankruptcy is incredibly common. Many people believe...
The power of hope: Why bankruptcy can give you a fresh start
People often file for bankruptcy when they are in the depths of despair. Their financial circumstances are clearly unsustainable, and they may be on the cusp of litigation that could cause long-term economic harm. Personal bankruptcy can prevent a lawsuit from going...
How filing for bankruptcy can give you your life back
Filing for bankruptcy can feel overwhelming, but it can also offer a fresh start. When you face overwhelming debt, bankruptcy provides a path to regain control of your finances and your life. There are some ways bankruptcy can help you move forward and it is helpful...
Will bankruptcy affect your ability to care for your children?
Filing for bankruptcy can be a stressful experience, especially for parents concerned about how it may impact their ability to care for their children. Chapter 7 bankruptcy is one of the most common types of bankruptcy, and while it can provide relief from debt, many...
Learn More About Your Fresh Financial Start
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



