Chapter 7 * cases starting at $1000 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made

Payment Plans Available. Call For A Free 1-Hour Consultation. 

A+ Premier Attorney Rating | The National RegistryA+ Premier Attorney Rating | The National Registry
Awarded | Top 100 Bankruptcy | Blog
A+ Premier Attorney Rating | The National Registry
Photo of Kim Covington

A Personalized, Sensitive
Approach To Bankruptcy

3 ways to tackle medical debt

On Behalf of | Jan 5, 2023 | Medical Debt

After receiving surgery or another type of treatment, many patients dread looking at their medical bill(s). That’s because about 41 percent of American adults owe between $500 and $10,000+ in medical debt. And for some, health insurance isn’t enough since it only covers a fraction of their costs.

Though dealing with medical debt — or any debt — can be overwhelming, it doesn’t mean it’s impossible to handle. If you’re struggling with your medical bills, here are three ways to tackle them:

1. Seek and apply for medical financial assistance

Hospitals in Oregon each offer programs that aid patients in paying their medical bills. Thanks to House Bill 4020 Oregon Legislature passed in 2018, you can print off and apply for financial assistance for any hospital in the state. You may qualify even if your income prevents you from qualifying for other forms of assistance.

2. Crowdsource the money you need

If you have the time and resources, consider creating a charity that raises money toward your bills. Examples include a bake sale, raffle tickets for an event and donation sites like GoFundMe.

3. Inquire about a payment plan

Consider asking your health provider about any payment plans they might offer. Even if you could only contribute a small amount each month, it’s better than ignoring your bill and risking being hounded by creditors.

Medical debt is an obstacle many patients face, but they don’t have to face it alone. If you or a loved one has medical debt that has simply become overwhelming, please reach out for experienced legal guidance to explore bankruptcy and other debt-relief options. You shouldn’t have to bear an unreasonable debt burden because of a health issue.

FindLaw Network

Learn More About Your Fresh Financial Start

The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.