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One trip to the hospital could result in substantial medical debt

While some individuals in Oregon may put off seeking medical attention due to the high costs of treatment, in some cases, a trip to the hospital may be unavoidable. In addition, avoiding care due to the possible financial ramifications may only cause a condition to deteriorate, and a relatively minor condition may end up being much worse in the end, costing far more in both time and money to treat and recover from. Regardless of how it happens, medical debt is a serious issue for many individuals, and the resulting monetary concerns can be significant.

Without health insurance, the idea of taking a trip to the hospital can be an intimidating prospect. However, with high deductibles and copayments, even those who carry insurance may wish to avoid seeking care at times. Unfortunately, one may not always have that as an option, and when medical bills begin to arrive, a person may be left scrambling to figure out how he or she will be able to afford keeping up with monetary obligations.

According to reports, many of those who took part in a survey on the costs of medical care admitted they suffered in various ways after their trip to the hospital. They claim that their financial difficulties forced them to cut back on money spent on food and household items and caused them to use up a significant portion of their savings. In some cases, similar issues prompted some to consider seeking a second job, while others say they turned to credit cards for relief.

Substantial amounts of medical debt can cause a person to suffer in various areas of life. Many who experience such concerns may wish to pursue long-term relief for their financial woes, but they might need guidance on the options that are available. A bankruptcy attorney can provide a person in Oregon with advice on choosing a path for relief and provide further assistance in navigating the process.

Source: kvue.com, "How to finally pay off your medical debt", Donna Freedman, March 8, 2018

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