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Some states see drop in foreclosure filings

On Behalf of | Feb 9, 2014 | Asset Forfeiture

Economic challenges have plagued many Oregon residents, especially since the recession began. Even with some signs that the economy is rebounding, many people continue to struggle and face ongoing threats of repossession, wage garnishment, bankruptcy or more. Asset forfeiture can affect a person’s ability to keep a car, a home or any other type of personal property that has some real value.

A recent news article reported that filings for foreclosures are at an all-time low since 2007 around the nation. However, some states are still seeing increases, including nearby Washington State where foreclosure filings actually increased 13 percent last year. Overall, the United States saw a 28 percent decrease in such activity between December 2012 and December 2013.

Foreclosure filings reached a high of 2.9 million people receiving notices in 2010. In 2013, that number had dropped to 1.36 million—a reduction of 53 percent in those three years. More buyers looking to purchase homes and a smaller amount of available homes together have contributed to the change, giving people facing financial challenges the ability to sell homes rather than allow them to go through foreclosure.

If you have faced unemployment, a change in your income or other situations leading you to be in jeopardy of any property repossession or the need to file bankruptcy, you may first consider talking to an attorney to see what options are available to you. Doing so could help you make up missed payments or keep your belongings and get you back on a better track.

Source: Bloomberg Personal Finance, “Foreclosures Fall to Lowest Since ’07 as Housing Rebounds,” Dan Levy, January 15, 2014

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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.