Although Oregon residents enjoy a high standard of care when it comes to medical treatment, complex conditions can lead to large healthcare bills. Even people covered by medical insurance can find that an unexpected illness or injury may result in tens or hundreds of...
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Medical Debt
Tips for paying off medical debt
Medical debt may represent a significant financial challenge for some Oregon residents. The Kaiser Family Foundation found that in 2016, around 20 percent of people who were of working age and who had insurance said they struggled to pay medical bills in the past year...
Avoid using credit card to pay medical bills
It’s simply not a good idea to use your credit card to pay for medical costs, especially now that a more consumer-friendly law was implemented nationwide last fall. Many Americans are smothered in credit card debt and others face mounting medical debt due to a...
Seeking guidance when medical debt poses a threat to retirement
Many individuals in Oregon and elsewhere spend a great deal of time planning and saving for the golden years. While one might not wish to let anything stand in the way of a preferred retirement age, with the high costs of treatment, one medical emergency could pose a...
Reforms in report of medical debt beneficial to some, not all
With the extensive costs of health care treatment, many individuals in Oregon and elsewhere have experienced the strain of financial difficulties following a medical emergency. Significant amounts of medical debt can be a heavy burden, leaving many in need of relief....
How can I dispute a medical debt?
If you have a medical debt that you believe may not be accurate, you have the right to dispute the claim. The easiest time for you to resolve the issue is when you first receive a bill from the medical provider. However, you may still be able to correct the problem...
Filial responsibility can lead to nursing home debt
Oregon is one of many states in the country that has a law regarding filial responsibility. According to Oregon state law, responsibility for medical expenses incurred by a parent is placed on the adult child if the parent is unable to pay them. Medicaid covers many...
Potential changes to bankruptcy affected by medical debt
Medical debt and associated expenses or loss of income is a primary cause of serious consumer debt in Oregon and around the country. Many people end up choosing to file either a Chapter 13 or a Chapter 7 bankruptcy due to the effects of such situations. When seeking...
The basics of auto repossession
Many types of debt can typically lead Oregon residents to experience financial challenges. Mortgages, medical debt and automotive loans are common liabilities that debtors may have troubles paying or staying current on. People behind on car payments may be concerned...
Oregon on list of states that ban employers from credit screening
The economy of the last few years has left many people in Oregon out of work and looking for new jobs. Unfortunately, the lack of jobs has also left many with medical debt and credit card debt that they cannot pay, and many credit reports may have been damaged because...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



