Medical bills often cause stress, especially when they remain unpaid for an extended time. Many people assume that insurance will cover all medical expenses, but unexpected out-of-pocket costs can arise. These costs, combined with high deductibles or other unforeseen...
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Medical Debt
Why young adults can struggle with medical debt despite their age
Medical debt is a significant concern for many individuals, regardless of age. Even young adults in Oregon are vulnerable to this financial burden despite their youth. Several factors contribute to their susceptibility to accumulating medical debt. Limited insurance...
Average cost of medical procedures in the United States
Medical care in the United States can be incredibly expensive. Someone may not have any choice but to accept this care if they have been injured, but that doesn’t mean that they can afford it. This is why medical debt is one of the top reasons why people declare...
Study: Most hospitals still use “extraordinary collection actions”
The last thing you need after suffering a serious injury or illness is to have the hospital sue you over your medical debt, garnish your wages or put a lien on your home. However, that’s what’s happening in many cases, according to a new study from Kaiser Health News...
3 ways to tackle medical debt
After receiving surgery or another type of treatment, many patients dread looking at their medical bill(s). That’s because about 41 percent of American adults owe between $500 and $10,000+ in medical debt. And for some, health insurance isn’t enough since it only...
How medical debt can grow even with health insurance
From time to time people in Oregon need to go to the doctor. This could be for routine check-ups, preventive care or to treat injuries or illnesses. If people are there for check ups and other routine care usually people are in and out of the office fairly quickly and...
Patients deserve to know fair prices for medical procedures
If paying a medical bill was like buying a candy bar, consumers would know the exact amount they owe. However, some hospitals may choose to keep consumers in the dark about fair procedure prices. Often, the expensive charges don’t usually correlate with quality of...
Study finds link between health insurance gaps, bankruptcy
People in Oregon and across the U.S. are significantly more likely to file for bankruptcy protection if they experience an interruption in their health insurance coverage, according to a new study published in August by the American Bankruptcy Institute. Researchers...
Unpaid medical bills can affect credit score
For many Oregon residents, medical bills form a significant amount of their overall debt burden. Even people with insurance may struggle with high deductibles, expensive medications or out-of-network treatments. As a result, people may find themselves facing...
Steps to take before filing bankruptcy for medical debt
Whether due to an unexpected diagnosis, emergency room visit, surgery or more, medical bills can quickly become a source of overwhelming financial stress. While many Oregonians may do their best to financially prepare for such medical emergencies, sometimes health...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



