Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
Payment Plans Available. Call For A Free 1-Hour Consultation.
A Personalized, Sensitive
Approach To Bankruptcy
Chapter 13 bankruptcy allows you to restructure debts into a manageable repayment plan. One powerful tool within this process is the cramdown provision. This provision can help you reduce the amount you owe on certain secured debts, such as car loans and investment...
Individuals dealing with financial hardship due to job loss, medical issues or other challenges may require relief. A personal bankruptcy filing can help people limit collection efforts and diminish their financial obligations. Bankruptcy halts collection activity and...
Student loan debt creates financial stress for many borrowers. While Chapter 13 bankruptcy offers a way to restructure debts, student loans are more difficult to discharge than other types of debt. However, Chapter 13 can provide ways to manage payments and protect...
Medical debt creates financial strain, and if you receive debt forgiveness, you might wonder how it affects your taxes. In some cases, forgiven debt counts as taxable income, but bankruptcy changes how it applies. Understanding these implications helps you make...
Filing for Chapter 7 bankruptcy provides a fresh start, but rebuilding your financial life takes time and effort. After discharge, you must take specific steps to regain stability and improve your credit. Following a clear plan can help you move forward with...
Bankruptcy allows those with unsustainable financial circumstances to address outstanding debts and limit aggressive collection activity. Despite the prevalence of bankruptcy on a social level, misinformation about bankruptcy is incredibly common. Many people believe...
When faced with overwhelming debt, many people consider debt consolidation loans to simplify payments. However, Chapter 13 bankruptcy offers unique advantages that can provide better long-term financial relief. Understanding the differences helps individuals make...
Medical debt can create challenges that extend far beyond healthcare costs. It can affect financial stability and complicate essential aspects of life like securing housing or employment. Understanding how medical debt impacts these areas can help individuals take...
The means test is a financial evaluation process introduced by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. Its main purpose is to ensure that people who can afford to repay some of their debts don't use Chapter 7 bankruptcy to avoid paying...
Completing a Chapter 13 bankruptcy repayment plan can be a fresh start for many individuals, but it also comes with some long-term financial effects. Understanding these impacts can help individuals navigate their financial future after bankruptcy. Credit score...
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.
