Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
Chapter 7 * cases starting at $1200 in attorney fees plus court filing fees of $338
Chapter 13 * cases starting at $750 down which includes the filing fees and then hourly work will be billed
* Please note that all cases require a full consultation before an individual attorney fee quote can be made
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A Personalized, Sensitive
Approach To Bankruptcy
You've spent years saving for your child's college education. Now, facing bankruptcy, you worry those funds might disappear. Fortunately, the good news is that your careful planning may not be lost. What is a 529 college savings account? First, let's clarify what...
When you own a home and carry significant medical debt, choosing the right bankruptcy option can feel overwhelming. Fortunately, your financial situation deserves a solution that protects what matters most. Thus, understanding how Chapter 13 works is your first step...
Chapter 13 can help you repay many debts through a structured plan, but it does not erase every obligation. Some debts survive even after you complete all required payments. Understanding these limits helps you plan for life after the case ends. It also reduces...
You're sitting at your kitchen table late at night, sorting through bills while your kids sleep. You've been making difficult choices between groceries and debt payments and bankruptcy seems like your only option. But you're concerned about losing your credit cards...
Tax debt causes stress for many people dealing with financial pressure. You may wonder whether Chapter 7 bankruptcy can clear what you owe the IRS in Oregon. The answer depends on the type of tax, how old it is, and what actions you took before filing. When income tax...
Joint credit card debt can create confusion when bankruptcy becomes an option for one or both cardholders. You may wonder whether a bankruptcy filing wipes out the entire balance or leaves someone still responsible. The outcome depends on who files and which chapter...
Medical debt can follow you for years and shape major health decisions. In Oregon, unpaid medical bills can also affect how and when you access long-term care services. Understanding how these systems connect helps you make informed choices before debt limits your...
Credit damage often feels permanent at the moment. Late payments, collections or high balances can make your score drop fast. What surprises many people is how quickly positive changes can begin once new patterns replace old ones. In Eugene and across Oregon, credit...
Oregon considers car-related debts as secure debts. This means that the vehicle itself serves as collateral and lenders have the right to repossess it if you fail to pay the loan. Filing for a Chapter 13 bankruptcy temporarily stops lenders from doing this. Chapter 13...
You may feel uneasy when you think about how a joint bank account fits into a Chapter 7 case. Shared funds can create confusion, especially when only one account holder files. A clearer look at ownership rules and Oregon exemptions helps you understand what stays...
The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.
