With the rise in interest rates has also come an increase in late credit card payments. According to Business Insider, while late payments on other kinds loans (student loans, for instance, and mortgages) remain the same or are in fact decreasing, late payments on...
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Credit Card Debt
Do you know the APRs of your credit cards?
Families can face all kinds of expenses, including the many related to raising children. It is not uncommon for families to turn to credit cards to help with these costs.Many things can have major impacts on families that use credit cards. This includes the annual...
Preventing credit card debt by avoiding certain transactions
Consumers in Oregon and elsewhere may use credit cards to fund a variety of financial transactions. While making smaller purchases on credit accounts might seem harmless, these purchases can add up quickly if a person isn't careful. However, while a person can amass...
Practicing caution when using a credit card as a financial tool
Many individuals in Oregon and elsewhere consider it essential to cultivate and maintain a positive financial future. While working toward improving one's credit score, there may be several available options to assist in the process, one of which is a credit card....
Understanding the potential consequences of dealing with debt
Substantial financial concerns can leave individuals in Oregon and elsewhere uncertain about the future. Those that are struggling with high amounts of debt may also feel crushed under the weight of the constant collection calls and letters. In addition to the stress...
Recognize that you have a credit card addiction
Addictions can run the gamut from watching too much television, eating an excessive amount of junk food or being attracted to dangerous activities. You may not have considered credit card addiction in that latter category, but it really is. Credit card addition can be...
Taking steps to cut down on or eliminate credit card debt
Many individuals in Oregon and across the nation may use credit cards for a variety of reasons each day. While at the time, the rewards involved in using a credit card may seem enticing, keeping up with monthly payments could become difficult as balances continue to...
Credit card debt remains an issue as balances continue to rise
Debt can come in a variety of forms and fashions, each of which could have a significant impact on a person's life. With credit card purchases over the past year reaching levels that go beyond those present prior to the Great Recession, many individuals in Oregon may...
Credit card debt could pose a threat to a person’s well-being
Whether to purchase a big ticket item, or simply for assistance with day-to-day expenses, many individuals in Oregon and elsewhere have turned to credit accounts for financial aid. While credit cards can provide immediate relief, such a decision could come with a...
Credit card debt: Distinguishing the good from the bad
In the debate of good debt versus bad, many individuals in Oregon or elsewhere may struggle to understand the difference between the two. In some cases, one may feel as though frequent use of a credit card can help to improve his or her credit score, provided payments...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



