With prevalent financial concerns such as credit card and medical bills, many individuals in Oregon and elsewhere have found themselves facing significant financial issues. Living under the weight of debt can be harrowing, and without experience in the area, many may...
A Personalized, Sensitive
Approach To Bankruptcy
Chapter 7 Bankruptcy
Rebuilding credit after filing for bankruptcy in Oregon
Many individuals in Oregon and elsewhere may have experienced financial struggles that prompted a need to pursue relief. However, with little to no experience in the area, some may be uncertain of the options available to them and how each option might affect their...
Bankruptcy could lead to a brighter financial future in Oregon
Many individuals in Oregon and elsewhere have experienced the struggle of dealing with overwhelming amounts of debt. When exploring their options, many may consider seeking relief through bankruptcy, but they might have concerns about how a similar decision will...
How To Build Credit After Chapter 7 Bankruptcy
Some people needlessly delay declaring bankruptcy because of their worry about what it will do to their credit. In fact, one of the major concerns after declaring bankruptcy is how to rebuild credit. You may feel overwhelmed and powerless when you contemplate your...
Seeking out the facts when considering bankruptcy in Oregon
Many individuals in Oregon and elsewhere have dealt with the overwhelming stress of debt at some in point in life. While in some cases, these troublesome circumstances may only be temporary, in others, a more long-term solution might be necessary. However, those who...
Are investment accounts protected during Chapter 7 bankruptcy?
Many individuals in Oregon and across the country have sought out options for debt relief during extended periods of financial struggle. Those who wish to explore Chapter 7 bankruptcy as a viable solution may have concerns about certain aspects of the process, such as...
Secured debt and unsecured debt defined
If you are considering filing bankruptcy, you are probably concerned about what types of debt you may be entitled to eliminate, as well as how much debt you can make disappear. This is a common and legitimate concern. After all, if you are saddled with just as much...
What happens at a 341(a) meeting?
Making the decision to file for Chapter 13 bankruptcy in Oregon can relieve a lot of the financial strain that you may have been facing due to overwhelming debt. Once begun, there are many steps in the process, including a 341(a) meeting. You can expect this to take...
What is the Chapter 7 bankruptcy means test?
If you are seeking Chapter 7 bankruptcy protection in Oregon, you must meet certain qualifications. One of these eligibility requirements is the means test. In order to ensure you choose the right debt relief option for your situation, it is important that you...
How does a means test determine Chapter 7 eligibility?
If you are considering a bankruptcy in Oregon, you may wonder whether a Chapter 13 or Chapter 7 bankruptcy would be more appropriate. One factor that will help identify your options is the means test. The means test essentially is a comparison of your debt and...
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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.



