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Financial struggles of good parenting

On Behalf of | Jun 4, 2024 | Chapter 7 Bankruptcy

Part of being a good parent means providing everything a child needs to grow, learn and succeed. However, the cost of trying to accomplish this goal can sometimes lead to financial disaster as child-related bills add up quickly.

The high cost of good parenting can become overwhelming and cause stress that can fill a child’s home environment with unnecessary anxiety.

Dental bills

Part of doing the right thing for your children is taking them to the dentist once a year. These regular appointments are important because the sugary drinks they consume at school can lead to cavities. Many also need braces, which can cost thousands of dollars. These high costs can strain a family’s budget, making it difficult to pay for everyday expenses.


Many children today have mental health issues such as social anxiety or ADHD and need counseling and medication to be successful at school. Without good medical insurance, these services can also be expensive. Regular visits to a counselor, medication and special programs can cost hundreds of dollars per month. The expenses can add up quickly, putting a significant financial burden on parents.

Sports and extracurricular activities

Sports and extracurricular activities are important for a child’s development. They help children learn teamwork, discipline and social skills. However, they come with costs. Sports fees, equipment, uniforms and travel expenses can add up. These costs can be particularly high for families with multiple children involved in different activities.

When the financial burden of parenting becomes too much, filing for bankruptcy can provide relief. Chapter 7 bankruptcy can help parents get a fresh start by eliminating or restructuring their debt. This process can stop creditors from calling and help parents regain control of their finances. It can provide breathing room to pay for essential expenses without constant stress affecting their children’s home life.

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The Law Office of Kim Covington, is a woman owned debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 24 years.