The Law Office of Kim Covington Kim Covington Bankruptcy Lawyer Kim Covington Bankruptcy Lawyer

December 2016 Archives

The worst things to do when filing for bankruptcy

As you might imagine, there are many steps you must take when you make the decision to file for a Chapter 7 or Chapter 13 bankruptcy. The choices you make before you get to this point may also make a difference between which type of bankruptcy you are approved for or even if a bankruptcy judge approves your request. If you do not complete the steps correctly or make unwise choices before filing, your case could be thrown out. At The Law Office of Kim Covington, we are prepared to assist Eugene clients through these steps, and we also have a full understanding of what they should do before filing.

What is a cease and desist letter for creditors?

The Fair Debt Collection Practices Act was put into place to protect residents of Eugene and elsewhere from being abused, harassed and mistreated by companies that are trying to collect debts. If you have debt that was sent to collections, you may be familiar with harassing phone calls and letters by creditors, which may cause you a great deal of stress and, in some cases, could be illegal.

Potential employers might check credit report

For Eugene residents who are having financial problems, a job interview can be hopeful and exciting. However, some might have been warned that prospective employers conduct credit checks before hiring. It is important to understand what may be conducted during the interview process, as well as whether a credit check by an employer is legally permissible.

Should you really worry about having bad credit?

Many of our recent posts have addressed the topic of poor credit. If your financial situation is keeping you from paying your bills on time, your credit is going to suffer. Should you be concerned about fixing your credit? The answer depends on how your credit rating may affect you personally and professionally. It is important for you and other Eugene residents to understand how your credit rating factors into your daily life.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

Map & Directions

Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

Map & Directions

Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

Map & Directions

Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466