The Law Office of Kim Covington Kim Covington Bankruptcy Lawyer Kim Covington Bankruptcy Lawyer

Posts tagged "Chapter 7 bankruptcy"

Bankruptcy: Avoiding scams and seeking protection from creditors

Many consumers in Oregon and across the nation have experienced the challenges of dealing with a debt collector. Once accounts fall behind, frequent phone calls and letters from creditors may only add to the stress of one's situation. When dealing with constant collection attempts, one may find it helpful to speak with a bankruptcy attorney for advice on how to protect personal rights and how to safeguard against collection scams.

Bankruptcy: Some still in need of relief from debts

Making progress in paying down debts is a goal for many consumers in Oregon and elsewhere. Studies suggest that increases to job availability and recent economical progress have helped many address their concerns and achieve financial stability. However, as consumer purchasing is continually on the rise, debts continue to be a concern for many, and similar concerns could prompt a need to pursue relief through bankruptcy.

Bankruptcy: Debt is a major concern for many millennials

Dealing with debt can be intimidating, and the impact that monetary struggles can have on a person's credit score can be substantial. For millennials, financial issues could pose a threat to their futures, and many may be uncertain how to overcome such challenges. Individuals in Oregon that encounter similar concerns could consider speaking with a bankruptcy attorney for advice on how to form a strategy to handle debts and work toward building a positive credit score.

Handling past-due accounts prior to filing for bankruptcy

There are a variety of scenarios in which individuals in Oregon may find themselves struggling to keep up with monetary obligations. Those who go through extended periods of financial strain may wish to pursue relief from debts, but deciding on a path can be an intimidating experience. Individuals who wish to pursue relief through bankruptcy may still have concerns about how best to navigate the process, and they might be uncertain where to turn for advice.

Bankruptcy: Hesitation could only make matters worse

Many individuals in Oregon and elsewhere have reached a point in life where it is necessary to pursue relief from the burdens of debt. Deciding on a path for relief can be an intimidating process, and the possible impact a bankruptcy could have on a person's credit may seem undesirable at first glance. However, when it comes to pursuing relief, time may be of the essence, and prolonged periods of hesitation could only cause a person's financial situation to continue to deteriorate.

Bankruptcy: Debt a growing concern for retired individuals

Carrying substantial amounts of debt can be a burden for many individuals in Oregon and elsewhere, regardless of age. However, those who are saddled with debt upon entering retirement may face additional challenges that often come with living on a fixed income. Since monetary struggles could have a devastating impact on the life of a retiree, those experiencing such troubles could find it helpful to speak with a bankruptcy attorney for advice on how to pursue some much-needed relief.

Bankruptcy could be the most viable option for relief

With prevalent financial concerns such as credit card and medical bills, many individuals in Oregon and elsewhere have found themselves facing significant financial issues. Living under the weight of debt can be harrowing, and without experience in the area, many may be uncertain how to work their way back toward financial stability. Although there are numerous outlets for relief, some consumers may find bankruptcy to be the most viable option available.

Rebuilding credit after filing for bankruptcy in Oregon

Many individuals in Oregon and elsewhere may have experienced financial struggles that prompted a need to pursue relief. However, with little to no experience in the area, some may be uncertain of the options available to them and how each option might affect their financial futures. Those who wish to pursue relief through bankruptcy could take comfort in knowing the steps they can take to begin rebuilding their credit after the process is finalized.

Bankruptcy: Using a tax refund as a means to pursue debt relief

For many individuals in Oregon and elsewhere, the decision about what to do with a tax refund can be a challenging task. Some may believe it is best to place their refund in savings in case of an emergency, while others might wish to make payments on debts and free up income. However, for those who are experiencing significant financial issues, a refund could be a means with which to pursue relief from debts through bankruptcy.

Bankruptcy: Studies suggest debt is an issue for all generations

According to recent studies, most individuals across the nation are currently dealing with some form of debt. Individuals in Oregon who are experiencing financial concerns may find some level of comfort in the fact they are not alone. However, simply knowing that others feel their pain does little to fix the issue, and should these challenges persist, one might find it helpful to speak to a bankruptcy attorney for guidance in pursuing relief.

Office Locations

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

Toll Free: 800-673-1891
Phone: 541-393-2790
Fax: 541-344-6466
Eugene Law Office Map

Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466