The Law Office of Kim Covington

Call For A Free 1-Hour Consultation
541-393-2790 | 800-673-1891

Please Ask For Kim Directly When Scheduling An Appointment

Exploring one's options when medical bills prove intimidating

With the high costs involved in seeking medical care, it may take little more than one sudden and unexpected trip to the hospital for an individual in Oregon to become encumbered with debt. Those who experience such emergencies may feel they are left with few options, and some may turn to a credit card for relief. However, paying medical bills with a credit card might not be the best solution, and seeking guidance on the other options available could be advisable.

Upon receiving a bill for medical care, attempting to figure out how to cover the full amount can be a harrowing process. However, paying the entire bill in one payment might not be necessary, and a person could consider attempting to negotiate a payment plan. In some cases, those who are struggling financially may also be eligible for financial aid, and there might be programs or organizations that can provide assistance to those in need.

By communicating with the necessary parties, a person may also be able to negotiate a reduction in payments. While using a credit card to pay for treatment might not be advisable, other lines of credit could prove to be a viable option at times. For instance, the interest rates on a personal loan may be significantly lower than those on other credit accounts.

With the stress of one's medical bills looming overhead, exploring every available option could be essential to preventing a financial disaster. Those who are experiencing such concerns could speak with an attorney for guidance on addressing the issues and hand and forming a strategy on how to proceed. A bankruptcy attorney can assist a client in Oregon in pursuing relief from debts through the necessary channels and provide guidance on how to protect against similar concerns in the future.

Source:, "5 Alternatives to Charging Your Medical Bills", Kat Tretina, Accessed on April 30, 2018

No Comments

Leave a comment
Comment Information
email us for a response

Learn More About Your Fresh Financial Start

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

Toll Free: 800-673-1891
Phone: 541-393-2790
Fax: 541-344-6466
Eugene Law Office Map

P: 541-393-2790

T: 800-673-1891

F: 541-344-6466