The Law Office of Kim Covington

Call For A Free 1-Hour Consultation
541-393-2790 | 800-673-1891

Please Ask For Kim Directly When Scheduling An Appointment

An overview of wage garnishment in Oregon

Wage garnishment is a device that the courts use in Oregon to ensure that a debtor repays a debt within a reasonable amount of time. In order to set up a wage garnishment, a creditor must usually first ask the court to intervene and determine that the debt is valid. Following a court order, the creditor creates a garnishment with the debtor’s employer. This requires the debtor’s employer to take a specifically allotted amount of money out of each of the worker’s paychecks in order to directly pay the creditor.


The Wage and Hour Division of the United States Department of Labor states that almost every type of wage can be subject to garnishment. This includes hourly earnings, salaries, bonuses, commissions, and even retirement and pension plan earnings. Tips are the only type of wage that are not considered earnings under the law.


According to the Oregon Bureau of Labor and Industries, wage garnishments usually do not exceed 25 percent of an employee’s post-tax earnings. However, no garnishment may leave a debtor with less than $218 per week. In most cases, if a debtor has multiple garnishments, the employer is required to pay them in the order they were received. However, child support and federal and state tax levies usually take precedence, and are required to be paid first.


Employees who are having their wages garnished are offered some protections under the law. The DOL states that employees with a single wage garnishment cannot be fired solely due to the garnishment. However, those with two or more garnishments do not have such protection and can face termination according to the will of their employer.



No Comments

Leave a comment
Comment Information
email us for a response

Learn More About Your Fresh Financial Start

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

The Law Office of Kim Covington is a debt relief agency, and I have helped families, individuals and small businesses, file for bankruptcy relief under the U.S. Bankruptcy Code, for over 19 years.

The Law Office of Kim Covington

The Law Office of Kim Covington
1445 Willamette Street, Suite 9
Eugene, OR 97401

Toll Free: 800-673-1891
Phone: 541-393-2790
Fax: 541-344-6466
Eugene Law Office Map

P: 541-393-2790

T: 800-673-1891

F: 541-344-6466