Eugene Emergency Bankruptcy Filings Attorney

Whether you have been struggling with insurmountable debt for some time or a sudden incident placed you in financial turmoil, you may need immediate action to stop collection efforts against you. Notice of foreclosure or a lender's decision to repossess your vehicle can be daunting. You may be able to halt collection efforts to give you time to reset your financial structure and obtain a new beginning.

When Time Is Of The Essence

Bankruptcy can be used to obtain relief from many forms of debt. Emergency bankruptcy filings are often used when the foreclosure sale of a house is imminent or when another urgent matter presents itself — when time is of the essence.

A Chapter 13 case can stop foreclosure or auto repossession if it is filed in advance of the sale or repossession. Depending on your situation, this bankruptcy chapter can be used to help you keep your home or your vehicle, even if you have missed monthly payments. If you are facing an imminent financial crisis, you deserve to work with a skilled bankruptcy attorney who cares about your financial stability. At The Law Office of Kim Covington in Eugene, I provide discreet, focused and personalized representation.

Help With Debt-Related Emergencies

If you have been served papers or if you anticipate a debt-related emergency, I can help you explore your options, which may include an emergency bankruptcy filing. In some cases, an emergency bankruptcy filing can:

  • Stop the foreclosure sale of your home by a lender
  • Stop vehicle repossession by getting you caught up on payments
  • Stop a wage garnishment or pending garnishment
  • Stop liens from being placed on your property
  • Stop a debt collection lawsuit in its tracks

As a bankruptcy lawyer, I work with families facing stressful situations related to debt. I can help you understand your rights if a creditor has obtained a judgment against you or if you are in danger of losing your property.

Bankruptcy cannot solve every financial problem. In particular, it cannot help you keep a house or a vehicle that you cannot afford. I will discuss your circumstances, answer your questions and explain your legal options.

Contact A Eugene Emergency Bankruptcy Filings Lawyer | Free Consultation

Call 541-393-2790 or 800-673-1891 to arrange a free, comprehensive financial consultation. You may also contact me online to get started on your debt-free future. I can answer your questions and explain the role timing plays in bankruptcy. I do not file "skeleton" bankruptcy petitions, abbreviated, last-minute Chapter 13 petitions that are sometimes used to stop foreclosure sales.

I offer affordable rates and flexible evening and weekend hours, by appointment, in the Eugene, Oregon, area.