The Law Office of Kim Covington Kim Covington Bankruptcy Lawyer Kim Covington Bankruptcy Lawyer

January 2017 Archives

Student loan abuse alleged to be central factor in lawsuits

Debt, whether it comes from credit cards, auto loans, medical bills or other sources, continues to be a top cause of financial strain for people in Eugene and elsewhere. Student loan debt also falls into this category. In fact, student loans can be more difficult for consumers to deal with, since, unlike credit card debt, federal student loans cannot be discharged through bankruptcy in most cases.

Can I avoid losing my car during a bankruptcy?

Like most Eugene residents, you probably rely on your car to get to work, go grocery shopping and otherwise get around. If you are forced to be without your vehicle, getting anywhere may be unfeasible without causing further hardship. Unfortunately, your vehicle and other assets may be seized to repay creditors during a Chapter 7 bankruptcy. Is there any way you can hold onto your personal means of transportation during what is already a difficult time?

Fair collection practices must be upheld with medical debt

As patients in Oregon and elsewhere are aware, medical expenses can be staggering, even for those who have health insurance. All it would take is for one accident or serious illness to put a person in significant debt. Many of today’s insurance options cover only a portion of medical expenses, forcing patients to pay hundreds or thousands of dollars out of pocket for copays, deductibles, medication and treatment not covered by their plan.

Can I repay my original lender instead of a debt collector?

After experiencing financial difficulties, you may be quite familiar with seeing notices from debt collectors, instead of bills from the original creditors. This is because after a debt has been delinquent for some time, many lenders sell the debt to a third-party collection agency, who then attempts to collect the amount owed. You, along with many other Eugene residents, may wonder if you are required to pay a collection agency instead of the original company.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466