If you are considering filing for bankruptcy or have already filed, one of the most invaluable tools for getting back on your feet is employment. However, it is possible that some Eugene employers may be less than impressed with your attempts to recover from a bad financial situation. For many people, unfortunately, bankruptcy still carries a negative stigma. Employers may also be concerned that an employee who has experienced a bankruptcy might not be good for the company.
Is it possible that a potential employer might not hire you solely based upon your bankruptcy? According to Bankrate, state and federal government agencies are prohibited from using a bankruptcy as a hiring consideration. However, private companies are not so restricted. Some potential employers may conduct credit checks as part of the interview and hiring process. They would need your permission in order to do so, but turning down the request could be looked upon in a negative light.
Some employers may have good reason to believe a person with financial troubles would not be a good fit for the company. For example, the hiring manager for a banker, accountant or other position involving money may believe you would be a risk. Is it possible to make a better impression on your potential employer? Part of the answer depends on the employer’s personality and biases regarding bankruptcy. You might also score points by being up-front about your bankruptcy situation.
You may find that some hiring interviewers have a close-minded view of those dealing with a bankruptcy, no matter how well-qualified you are for the job. On the other hand, some potential employers may see your personal bankruptcy as a step in the right direction toward fixing your financial situation, and may appreciate your willingness to be honest when discussing the subject during your interview.
