The Law Office of Kim Covington Kim Covington Bankruptcy Lawyer Kim Covington Bankruptcy Lawyer

April 2016 Archives

The differences between credit counseling and debt settlement

When people in Oregon are struggling with credit card debt, they may consider options such as credit counseling or debt settlement. Both of these may offer them assistance in regaining control of their finances. However, there are a number of key differences between the two options, which may make one better suited for a situation than the other.

Tips for dealing with credit card debt in Oregon

Like other Oregonians, you may have several credit cards that you use to make purchases. On average, American households that carry credit card debt owe $5,700, according to NASDAQ.com. Our team at The Law Office of Kim Covington knows that having such debt may affect your financial freedom and future. Therefore, we will discuss how to deal with credit card debt so that you can regain control of your finances.

How does chapter 7 bankruptcy work?

For any number of reasons, you may find yourself struggling with debt. Like others in Oregon who are facing significant financial issues, you may have considered chapter 7 bankruptcy as a debt relief option. Filing for bankruptcy, however, is a serious decision with potentially lasting implications. Therefore, it is important for you to understand how chapter 7 bankruptcy works before taking action.

How does chapter 13 bankruptcy work?

If you are like others in Oregon who are struggling with overwhelming debt, then you might have considered filing for bankruptcy. Through a chapter 13 filing, you may be able to regain control of your finances without liquidating your assets. However, at The Law Office of Kim Covington, we know that the chapter 13 bankruptcy process may be confusing for some. In this post, we will discuss how chapter 13 bankruptcy works.

Uncovering the myths of bankruptcy

Despite the best efforts of Oregon bankruptcy attorneys and lawmakers, many myths continue to circulate about bankruptcy and the effect it can have on a person’s life. While many myths can be harmless, those regarding bankruptcy can be extremely damaging to someone’s financial health if they go into a bankruptcy believing one thing and something altogether different results. The same is true if they avoid a bankruptcy for the same reasons.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466
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