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October 2014 Archives

What does it mean to file for Chapter 13 bankruptcy?

Last week we discussed the benefits and limitations of filing for Chapter 7 bankruptcy. While Chapter 7 is the more common of the two main types of personal bankruptcy for Oregon residents, you may find Chapter 13 to be a better fit, depending on your own circumstances. Again, like Chapter 7, Chapter 13 has its own set of rules.

What is Chapter 7 bankruptcy and how can it help?

If you’re suffering from a financial situation that has made it difficult or impossible to pay your bills, you are probably looking at all options to get help. Fortunately, there are numerous ways for Oregon residents to find relief from insurmountable debt. One of these options is filing for bankruptcy.

Student loan debt triples in the U.S. over the past decade

For years since the Great Recession, consumers in Oregon and throughout the country have struggled with financial difficulties that have included unemployment, bankruptcy, foreclosure and car repossession. It has long been a part of the American dream to avoid these types of challenges by getting a good education in order to obtain a high-paying job that can allow a family to purchase a nice home and live in comfort. Unfortunately, during uncertain times not even a quality education is guaranteed to protect someone from hardships.

Keeping your home during a bankruptcy

One of the greatest stresses a family can face during difficult financial times is the threat of losing their home. At The Law Office of Kim Covington, we understand how serious this issue is, and we are prepared to help you fight to keep your home out of foreclosure even if your only option is to file for bankruptcy.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466
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