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March 2014 Archives

Understanding wage garnishment

Oregon residents who have struggled to make ends meet in recent years due to unemployment, high medical bills or other situations understand the challenges that can result. High debt can lead to consideration of bankruptcy or repossession of a vehicle. Some creditors may also choose to garnish your wages in order to reclaim some of the debt owed to them.

Medical costs causing financial distress

Whether or not there is a recession or a vibrant, healthy economy, individual consumers can still be left struggling with bills and looking for debt elimination options. In Oregon and around the country, people are still unable to work and many face large medical expenses that are difficult to pay in full. These may be hospital bills, therapy costs or more. No matter the reason for the expenses, the challenge of paying them is all too real for some residents.

Student loans top list of debt concerns

As the national and local economies work to continue strengthening after the recession, many Oregon families still struggle to make ends meet. Credit card debt, medical debt and more have worked together to create a long-term challenge around the state. Depending upon who you talk to, consumer debt can sometimes be considered a positive economic indicator and other times it can be a negative one.

Elected officials may lose wage garnishment protection

Many residents in Oregon as well as in other states have experienced great financial pressures in recent years. Even with the economy improving slightly, the struggles can continue. For some people, this may include the need to file bankruptcy or the loss of possessions in the form of repossession or even wage garnishment. These experiences can not only leave logistical challenges but be embarrassing to people who are subject to them as well.

Bankruptcy rate expected to drop for fourth straight year

No matter what the economic landscape seems to be, Oregon residents are still vulnerable to financial challenges. The ability to get a fresh financial start can be life changing for people who cannot afford to pay debts that have been incurred. While the thought of filing for bankruptcy can be scary at first, it can also offer great security and opportunity when no other options exist.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466
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