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October 2013 Archives

Seniors targeted for medical credit cards, debt rises

Medical credit cards are financial products that give people another payment option for healthcare expenses. While there are some advantages to such products, there are also some disadvantages. High interest rates and expensive fees can leave residents of Lane County with more medical debt than they started with. Anyone can use the cards, but companies are targeting senior citizens who are struggling with medical debt.

Laws protecting consumers vary by state

Consumers struggling through the continued challenging economy know the fear of losing valuable possessions as well as the stress of being unable to pay their bills. Depending upon the situation, a creditor can garnish your wages or take your car, home or other belongings. The need to stop repossession, garnishment and more is shared among many Oregon residents.

Major credit card companies terminate payment protection services

As a parent, you don’t want your children to inherit your debt. For this reason, some consumers in Eugene, Albany and Corvallis have opted to pay for a protection plan that will pay off the balance of their credit card debt in the event of their death. Most major credit card companies have offered variations of such products—until now.

Oregonians may want to consider Chapter 7 to stop foreclosure

For many people living in Oregon, a house is more than just a place of residence; rather, it is a home filled with love, laughter and fond memories. So when faced with the prospect of losing your home to foreclosure, it can be extremely discouraging and emotionally devastating. Even when faced with financial challenges such as overwhelming debt and foreclosure, however, you may be encouraged to learn that there are ways to stop foreclosure and find a fresh financial start. Chapter 7 bankruptcy is one such option that you may want to consider.

Comparing and negotiating can reduce medical debt in Lane County

Some medical procedures can be planned and budgeted for. Most of the time, however, people are faced with an unexpected medical emergency or injured in an accident, leaving them unable to work and making it difficult to pay costly medical bills. Regardless of the circumstances, the bills can quickly pile up and create overwhelming medical debt. Following are a few tips to help our readers in Lane County negotiate their medical bills to make the debt more manageable.

Office Locations

The Law Office of Kim Covington

Eugene Office
1445 Willamette Street, Suite 9
Eugene, OR 97401

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Albany Office
1135 Dale Street SE, Suite #B
Albany, OR 97321

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Roseburg Office
1701 West Harvard, Suite 201
Roseburg, OR 97470

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Phone: 541-393-2790
Toll Free: 800-673-1891
Fax: 541-344-6466