Eugene Foreclosure Prevention Lawyer
For some people, one of the most stressful aspects of being in debt is the fear of foreclosure. Whether your financial problems stem from a job loss, a divorce, medical bills or another problem, the threat of losing your home may be very real. Depending on your circumstances, Chapter 7 or Chapter 13 bankruptcy may be able to help you prevent foreclosure; in some cases, it may be able to help you keep your home.
At The Law Office of Kim Covington, I assist Oregon families who are facing foreclosure and other difficult problems related to debt. Through strategic bankruptcy filings, I help my clients get onto solid financial footing and move on to better things. In some cases, this means stopping foreclosure actions and ending harassment from mortgage company collectors.
Are You Behind On Your Mortgage? Afraid Of Losing Your Home?
If you are a homeowner and you are struggling financially, you may be months behind on your mortgage payments, or you may be on the verge of falling behind. These are extremely stressful situations to be in. It is important to understand, though, that foreclosure is a process, not an event, and that process may be stoppable.
If you have received foreclosure letters or a foreclosure sale is imminent, bankruptcy could help you:
- Discharge credit card debt, medical debt or other unsecured debt, allowing you to focus your money on housing and other essentials
- Set up a payment plan to pay off mortgage arrears
- Strip a second mortgage through Chapter 13
- Get out from under an unaffordable or underwater house
Every situation is different, and bankruptcy is not appropriate for everyone. As an experienced bankruptcy lawyer, I can help you understand your options and develop a plan to help you reach your goals.
Foreclosure Prevention And Mortgage Modification Attorney Serving Corvallis And Eugene | Free Consultation
Contact me, Kim Covington, to schedule a free consultation with a Eugene foreclosure prevention attorney. I offer flexible evening and weekend hours, by appointment, in the Eugene area. I charge flat rates, not hourly fees, for individual and small-business bankruptcy filings, and my rates are lower than those charged by many firms.